Verity Investment

VERITY INVESTMENTS, INC

We all want to feel safe about the information we give to financial institutions. Because we at Verity respect and share your concern for privacy we are safeguarding information provided to us by both customers and prospective customers.

We maintain physical, electronic and procedural safeguards to ensure your personal information is treated responsibly and in accordance with our privacy policy. We also restrict access to your personal information within our organization to those employees and representatives who need to know that information to provide you with the highest level of service or to otherwise conduct Verity business.

Collecting personal information from you is essential to our ability to offer quality financial products and services. As part of that process, we may collect nonpublic personal information about you from the following sources:

We do not sell any information to any third parties. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law. We may disclose the types of information listed above to companies that help us conduct our business, that perform administrative or other services on our behalf, or other financial institutions with which we have joint marketing agreements.

We may also share selected financial information about you within the Verity group of companies in order to better serve you and offer you carefully selected products and services.

Should you choose, you may opt out of this agreement by notifying us in writing.

You have the right to see and correct any personal information we may collect about you. If you believe any of the information we have collected about you is erroneous, we would appreciate your assistance in making corrections.

If you have questions or concerns about our privacy policy, please contact us. Thank you for placing your trust in us.

Verity Investments, Inc. maintains a plan designed to assure continuation of business in the event of disruptions of varying severity. Client account records are maintained by the issuers (such as the respective mutual fund companies, annuity companies, etc.), and/or custodians. Thus, account records and customer funds should be accessible in the normal manner from those sources. All internal electronic records, including financial records, are backed up in a secure manner off-site.

Should any disruption occur, whether it is confined to our home office or is citywide or regional in scope, Verity intends to resume operations within twenty four hours. Inbound phone lines will be forwarded to alternate numbers, and email correspondence will be monitored from an alternate location. Contact us at compliance@verityinvest.com. Updated status and contact information will be posted on our web site at verityinvest.com. Updates to this summary will be posted on our web site and are available by mail upon request.

Notwithstanding the foregoing, neither party shall be held responsible for the delay or failure to perform services or obligations under this Agreement when such delay or failure is due to fire, flood, epidemic, strikes, acts of God or any public enemy, unusually severe weather, failure or malfunction of any electronic, electric or mechanical equipment, legislative or regulatory acts of any public authority, delays or defaults caused by any public carriers, or other circumstances which cannot reasonably be forecast or provided against.

FINRA BrokerCheck provides investors information about the professional background, business practices, and conduct of FINRA member firms or their brokers. The telephone number of the FINRA BrokerCheck is 800-289-9999, the website address is https://brokercheck.finra.org/.

An investor brochure is also available upon request.

Verity Investments, Inc. is a member of the Securities Investor Protection Corporation (SIPC). You may obtain information about SIPC, including their brochure, by contacting SIPC at (202) 371-8300 or by visiting their website at http://sipc.org.